Category: Lifestyle & Home

How To Make A Kitchen Remodel Go From Small To Perfect
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How To Make A Kitchen Remodel Go From Small To Perfect

A San Diego couple has to make a big decision to remodel their kitchen or sell their home. One major structural problem stands in the way of their remodel. But Marrokal Design & Remodeling comes up with a unique solution. See how they transformed a tiny kitchen into a delightful living space. Phoebe Chongchua has the story for Live Fit Magazine.

Kitchen Remodeling Tips

When remodeling the kitchen, there are two primary considerations: functionality and improving resale value. Kitchens are high on the list for buyers. Even those who don’t cook, still want to make sure the kitchen has an updated look, is spacious, and has great functionality.

Kitchen walls started coming down a few decades ago. The lack of separation in the rooms in the home leads to great rooms and an easier ability to connect with family members in common spaces.

Typically the most visible area of a kitchen is the cabinets. If they are worn or dated, the kitchen will be less appealing. Choosing to replace, customize, or simply refinish the doors can make a big difference. However, growing trends in kitchen architecture include softer lighting, larger windows, and–here’s a surprise–fewer cabinets. That doesn’t mean that you can get away with very little storage space, instead it means you have to be creative. Some homeowners are choosing to have built in storage spaces.

Create a gathering space. If you have a large kitchen, consider installing or placing a portable island in it. These are very popular for a number of reasons. They’re handy, useful for extra storage space, and they often become a central gathering spot at parties, especially when there’s food on them. Add a few bar stools and you’ve got a comfy and welcoming place for guests to relax while dinner is being prepared.

Turn down the lights. Not literally, rather use lighting that’s less harsh. Overhead lighting is excellent but, to create a mood, you can place accent lights in tucked-away areas that will still allow the light to shine in the kitchen. Maybe an adjoining hallway, for instance, could have a small lamp on a table or sconces on the walls.

Make room. Even though some architects are taking away the cabinets, buyers still are attracted to plenty of storage space. That means sellers who don’t have it, must creatively devise it. By staging your home with stand-alone cabinet furniture and displaying some kitchen items in them, you give buyers an idea of how to use the space. You can also have your remodeler create clever hideaways that look decorative and double as storage space. The options are nearly limitless. Explore and get creative. Always be sure to seek out an expert remodeling company for advice.

Remember, function and beauty will help ensure greater resale value when it comes time to sell your home.

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Romance on a Budget
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Romance on a Budget

With Valentine’s Day just around the corner, the pressure is on to think of the perfect gift to surprise that special someone in your life. Now for those of you who think that Valentine’s Day is just a scam thought up by greeting card companies and florists, never fear because there are plenty of ways to woo your loved one without breaking the bank and buying into consumerism.

Here are five romantic San Diego ideas that are sure to impress for under $20.

Paddle Boating

For the more adventurous couples, an open-air activity is ideal for romance. At Santee Lakes you and your sweetheart can sail your way through the scenery of the beautiful outdoors by renting one of their two-seater paddle boats for either $8 for a half hour or $11 for an hour. It’ll be fun to work as a team and you two can make a game out of who can spot the most ducks, turtles and rabbits. Not only can you get some fresh air, it’s a great way to live fit with the one you love.

Scenic Picnic

A home-cooked meal is always a great way to show somebody how much you care, but why not push that a step further by taking your food alfresco. Surprise your Valentine with his or her favorite snacks, package them up in a picnic basket and with a blanket in tow take your date to a surprise destination. I recommend the Torrey Pines Glider Port. Sitting on the cliffs overlooking the ocean, watching the paragliders soar off into the sunset is a romantic atmosphere that comes at no cost. Splurge on a bottle of champagne, or some chocolate covered strawberries. Bonus points if the chocolate covered strawberries are home-made!

Drive-In Movie

A blast from the past will remind your date of favorite childhood memories. At the drive-in you get all the fun of going to the movies without the hassle of noisy babies, cell phone ring tones and expensive snacks. You can snuggle up with your sweetheart and laugh out loud at your favorite jokes without having to worry about the inevitable “shhhh!” of irritation you would get at a movie theater. At the drive in you get two movies for the price of one and, with most drive-in’s charging only $7 compared to the whopping $11.50 charged in theaters, you can use the money you save to go to your local grocery store to grab some last minute goodies to munch on during the flicks.

Balboa Park Museum

Most locals avoid Balboa Park to escape from the tourists, and what a shame because it also happens to be one of the most beautiful parts of our city. Luckily, one of the best-kept secrets of San Diego is the perks you get just for being a local. On the first four Tuesday’s of the month, select museums at Balboa park are free for San Diego locals. Take a stroll around the park and make sure to pack a camera because, from the gardens to the architecture, Balboa Park is home to some of the most picturesque gardens and plenty of other spots are perfect for a couple’s photo opp.

Extraordinary Desserts

The name says it all. Skip the typical box of chocolates and treat your Valentine to this dessert haven. It’s a sweet tooth’s paradise here where the desserts are decadent and the decorations are divine. There’s nothing more romantic than a candlelight dessert for two, and at Extraordinary Desserts, you won’t be disappointed with their huge selection of sweets (my favorite is the Shangri-La cake. Yum!). I’d recommend sharing one of their specials. At only $11.50 you and your sweetie will have plenty of dessert to share, and each special is paired with one of their specialty ice creams. Just make sure that you get there early; this place attracts a crowd!

Not only are these ideas great for Valentine’s day, but these date-ideas can work for year-round romance. I say, make everyday Valentines Day by showing the love in your life how much you care 365 days a year.

Happy Valentines Day from Live Fit Magazine.

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Rug Company Customizes Formula For Success
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Rug Company Customizes Formula For Success

New business start-ups fell from 4.1 million in 1994 to 2.5 million in 2010. The Bureau of Labor Statistics reported that 2010 had the lowest number of new establishments (small businesses) starting up since the data tracking began in 1994.

With the poor economic conditions our country has faced, it’s not surprising that wanna-be entrepreneurs are nervous to venture out on their own. Those who do often struggle to find a way to make ends meet as they are met with consumer spending contraction in uncertain financial times.

However, some local businesses have found a success formula that not only allows them to keep their business doors open but also to thrive despite the downturn in the economy.

After escaping from the Bolshevik Revolution in 1917, Rose Blumkin embarked on following the American dream of becoming an entrepreneur. She eventually passed along her strong work ethic and skills in the textile industry to her grandson, Steve Blumkin, who credits his passion for his business to Rose.

Steve Blumkin, Outrageous RugsBlumkin opened the doors of his floor decor business, Outrageous Rugs, a San Diego-based company, in 1988. Since then the company has been unpacking, rolling out rugs and placing custom, machine-made, and fine rugs in happy customers’ homes.

Part of what’s kept this local, family-run business thriving is a committment to make the customer happy. New technology has changed the business from what it was decades ago. Today, Outrageous Rugs understands that customers have many choices other than the brick and mortar stores that exist within close proximity. The Internet has unraveled the rug business for some companies but not Outrageous Rugs.

“The Internet has definitely changed the landscape of the business. If a consumer has seen something on the Internet, they’ve already kind of told us what kind of style they like,” says Blumkin.

But what the consumer can’t discover by viewing rugs online is the true quality and color of the rugs. And that’s when Outrageous Rugs is there to help.

Outrageous Rugs Showroom“Seeing a real textile [in person] makes a difference,” says Blumkin. The company stands behind the quality of its rugs. Often the Internet can show a picture of a rug that looks fabulous online but once the shipment is received, it’s not always up to the customer’s standards.

“Anything that comes in this store is tried. It’s tested for performance, for wearability, and for cleanability. We only carry really good quality products,” says Blumkin.

With new rugs being added to the collection daily, customers have numerous choices. But, if you can’t find what you’re looking for, Outrageous Rugs offers custom design with customized budgets to suit your needs. And today, many of the custom rugs are made in the U.S., which helps avoid the extra expenses associated with shipping and manufacturing.

The thread that binds this successful company is, “Hard work, loving what you do, and treating people well. It’s how you get ahead,” says Blumkin.

At Outrageous Rugs you’re guaranteed the VIP treatment while you search their collections of exquisite quality rugs at unbeatable prices.

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How to Choose a Remodeler
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How to Choose a Remodeler

Long before the groundbreaking, homeowners need to make sure that they carefully research to find the best remodeling company for a room addition or renovation. The remodeling industry is rife with companies ranging from the inexperienced, and sometimes unlicensed, to the long-time established, full-service design-and-build remodeler.

“In today’s world there are a lot of companies going under, so consumers want to make sure whatever company they’re doing business with has a track record of happy clients—people they can talk to, projects that they can go see that mirror the type of project they’re looking for,” says Gary Marrokal, President of Marrokal Design and Remodeling.

His company has been remodeling homes in San Diego, California since 1981. His construction background, business knowledge, and 80 years of family history in San Diego, helped lead his company into the national news media spotlight for its award-winning, green-certified designs, and company ethics in the marketplace. Marrokal Design and Remodeling is the recipient of several awards including:

• Better Business Bureau 2008 Torch Award for Marketplace Ethics
• 2007 Market Leader
• Contractor of the Year / National Association of the Remodeling Industry

That’s why I contacted Gary Marrokal to provide insight on how to choose a remodeling company. We’ve all heard the horror stories about remodeling projects going awry and many of us have survived them—even if just barely. Hindsight, while it proves to be 20-20 vision, doesn’t help recoup lost dollars or fix a muddled renovation. Instead, knowing which important factors you should look for in a remodeling company can help your project turn out to be a dream remodel.

How can homeowners who are considering a remodel be sure, ahead of time, that they’re entrusting their most expensive possession to the right company? Marrokal says homeowners should expect a company to exceed their expectations not just meet them.

Marrokal Design & Remodeling home featured in Live Fit MagazineThere are five vital factors that a remodeling company should have: a staff that skillfully listens and pays attention to clients’ needs, trust, experience, full-service design and remodel, and a make-it-right guarantee. Marrokal talked with me about how he’s built long-lasting clients by focusing his efforts on these important customer concerns.

A company that listens and pays attention to clients’ needs

“We understand that clients want a company that will listen and take their ideas and expand on them so that the remodeling concepts offer various design options as well as help to enhance their bottom line such that when the project is done it exceeds their expectations,” says Marrokal. Being the recipient of a highly coveted ethics award, Marrokal knows that not all remodel companies are built the same. Some are seeking profit over true customer satisfaction. And that’s when consumers suffer. Some companies won’t offer energy-efficient or recyclable products; thus the remodel isn’t as cost-effective when it’s complete.

“You want to hire a company that’s going to over-insulate your home, a company that will utilize techniques that can save you money on your water and electricity bills, and also make your home more comfortable,” he says.

But Marrokal cautions homeowners to really make sure they understand what they’re getting. “There are a lot of energy-efficient products that are not cost-effective because it takes too long to recover the cost of the initial product.” Marrokal Design and Remodeling has knowledgeable, experienced staff that can help you determine which products to use in your remodel to give you the most value.

A company that you can trust with your home

Nothing can beat a quality reputation. If the work doesn’t measure up and problems with the remodel mount, the company will eventually find itself buried in lawsuits. Homeowners should always check with a remodeler’s past projects. Ask for clients to speak with and then take the time to view the projects that are similar to the work you will be having done. The extra hours of research could save you future endless headaches and thousands of dollars.

“You really want to talk to a client that the company is doing work for currently. Everyone has a happy client that had work done six months or a year ago, but homeowners should seek to talk to someone who is getting work done right now or whose home was just completed,” says Marrokal. He says it gives an accurate picture of what you can expect.

A company that has experience and a healthy reputation

The biggest complaint in the industry is that many remodeling companies hire surly, fast-talking sales associates to close deals on remodeling projects. This creates a disaster. Homeowners feel pressured and end up with unsatisfactory remodels.

Marrokal says his company has studied customer service training, and the staff knows that the company’s biggest asset is its clients. That’s why their complete satisfaction is a must. And it begins with educating clients. Marrokal Design and Remodeling carefully guides clients, but ultimately lets them choose which level of quality they want for their home.

“You want a company that will give good value but you want a company that will educate you about the different levels and costs for products so that you can choose how much to spend ,” says Marrokal. He adds, “All cabinets will hold your plates but you want hinges and wood that will work ten years from now. You want a finish that will look good 10 years later.”

A company that has a full-service design and remodel under one roof

While this may seem like the more expensive route, it can actually be the most predictable and cost-effective. “A lot of designers don’t know how to listen to homeowners,” says Marrokal. A full-service design remodeling company helps homeowners understand exactly what they are getting—from start to finish—which avoids common industry problems that often occur when an architect drafts the design plans and then a builder is brought in later.

Frequently, when homeowners turn to architects, the plans are over-built and too costly to be developed. When you use a full-service design-and-remodel company, the budget for the design and construction are taken into consideration.

“It’s like if you and I go to the store and we don’t know the budget and I load up a bag with expensive steaks, chips, soda, and a lot of other items without realizing the real cost of the food. Then when we get to the counter, we’re way over budget. The bag gets blown out because we can’t afford it,” says Marrokal.

“In a full-service company, you will understand your design and how it’s going to be when it’s complete,” he says.

A company that has a make-it-right guarantee

In tough economic times, warranties are often compromised. Some companies won’t offer guarantees of their work. That should be a red flag to a homeowner.

“If I put a new roof on your house and five or 10 years from now it leaks, my company will take care of it; shouldn’t we? You want a company that if you have any problems, you know they’ll be taken care of,” says Marrokal.

He says homeowners should try to find out how problems were handled by a company that they are considering hiring. “Today’s society and world are not perfect but how I handle those imperfections— whether it’s during the job or three years later—is what creates memorable moments for clients.”

The make-it-right guarantee is what continues to grow Marrokal Design and Remodeling. Just ask his clients who will tell you that trust, longevity, people with experience, and a full-service company that starts from beginning of concept design to the completion of a project are what made them loyal clients for life.

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The Grape Attraction: from retirement to winegrower
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The Grape Attraction: from retirement to winegrower

From retirement to winegrower. See how Eric Metz is turning a passion into a livelihood and hoping to help the San Diego Wine industry flourish.

Video journalist Phoebe Chongchua of Live Fit Magazine takes us to Ramona, California to visit Lenora Winery.
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Top 10 Cities With Potential Growth
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Top 10 Cities With Potential Growth

In challenging times finding cities with potential for growth tops the list for many. Where are those cities and how are they becoming prosperous?

According to Kiplinger’s Personal Finance, a Washington, D.C-based publisher of business forecasts and personal finance advice, the top 10 innovative cities that have potential for growth over the next decade are spread out all over the country.

1. Austin, Texas.

2. Seattle, Washington

3. Washington, D.C.

4. Boulder, Colorado

5. Salt Lake City, Utah

6. Rochester, Minn.

7. Des Moines, Iowa

8. Burlington, Vermont

9. West Hartford, Connecticut

10. Topeka, Kansas

Kiplinger’s worked with Kevin Stolarick, research director at the Martin Prosperity Institute, a think tank that studies economic prosperity. A formula and a methodology that included several economic indicators were used to select the top 10 cities that have current and likely future growth in high-quality jobs and income. Kiplinger’s also visited the cities with potential growth interviewing business and community leaders, and residents.The number of “creative class” workers (those who are educators, writers, and scientists) in the area was considered as well as things like public transportation systems, and overall affordability.

When the above cities were notified of their new honorable titles some like Burlington, Vermont seized the opportunity to get the word out to the press. The Mayor’s office released this statement about being named one of the 10 Best Cities for the Next Decade.

“It’s no coincidence that economic vitality and livability go hand in hand,” says Kiplinger’s senior editor, Robert Frick. “Creativity in music, arts and culture, plus neighborhoods and recreational facilities that rank high for ‘coolness,’ attract like-minded professionals who go on to cultivate a region’s business scene. All of these factors make our 2010 Best Cities more than just great places to live. They’re also great places to start a business or find a job.”

Cities with potential growth have a few key things in common. They have smart people and great ideas. However, a third key element is vital, and it’s one we find that is becoming increasingly more popular. They collaborate. Business communities to governments to universities to residents–when they’re in collaboration, “the economic vitality is impressive”, reports Kiplinger’s. As these cities soar in vitality they become more livable. The arts, culture, and music come alive, making the cities with potential growth more desirable.

So what specifically makes these cities with potential growth winners in Kiplinger’s research? Let’s explore the first five.

1. Austin, Texas has outstanding programs to help build a network for business brainpower and encourage entrepreneurship. Plus there are available venture-capital funds and about 20 business associations.

“Mix all these elements in what many call a classless society, where hippie communalism coexists with no-nonsense capitalism, and you’ve got a breeding ground for start-ups,” reports Kiplinger’s.

2. Seattle, Washington. They’re not crying the blues over rain. Kiplinger’s dubs this city, “Brain City”. Why? A well-educated workforce and a world-class research university as well as über innovators Microsoft, Amazon and Boeing, are just a few reasons. The city is filled with “garage-tinkering” entrepreneurs who are ready and will to take risks to turn their ideas into successful products, services, and businesses.

3. Washington, D.C. Leave politics aside for a minute and just grasp that this city is “chock-full of job prospects, entertainment venues, and great neighborhoods, and it is booming,” reports Kiplinger’s.

4. Boulder, Colorado. Kiplinger’s call this city an “intellectual hot spot”. It’s here that environmental and scientific ideas burst into brilliant businesses. The driving forces: 6,600 small businesses/corporations, the University of Colorado, and the federal research laboratories.

5. Salt Lake City, Utah. It’s inexpensive to live and do business in this city. “Utah has relatively low wages, taxes and operating costs,” reports Kiplinger’s.

Finding a great home in an innovative city can be a winning combination that evokes your own creativity and prosperity formula.

To see all the rest of the cities and why they ranked in the top 10, visit Kiplinger.

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The Garage Can Help Sell Your Home
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The Garage Can Help Sell Your Home

They’re more than just for parking cars, stacking boxes, and holding trash bins. The garage can help sell your home, if you stage it right. Most homeowners might think of staging their kitchens and bedrooms but the garage is a feature that  is playing an increasingly important role.
Here are some organizing tips to help you increase the sale of your home.

If you’re looking to entice buyers make sure your garage is organized, kept up and shows off some of the most important features like its storage capabilities. Storage is always a premium in homes and if your garage showcases closet organizers, hand shelving, and storage bins that can stash away seldom-used items or tools, buyers will find your garage a must-have item on their home-buying list.

Use walls and ceilings for storage. In my garage I had two loft-type storage areas built. They drop down from the ceiling a few feet and allow me to store multiple large plastic bins of seasonal decorations and items that I rarely use. Having the extra space allows you to get your boxes up off the ground which helps to make the room look larger. I have even placed curtains around the storage area so it hides the boxes and bulky items that I have stored up high.

Add lighting. It’s relatively inexpensive and yet this tip makes such a huge difference and increases the garage’s appeal. Replacing the single center bulb with a strip of lighting is a fantastic way to spark a buyer’s interest. Garages are often too dark and dreary. Adding an eight-foot fluorescent light strip will light up the room and make your garage shine.

Coat your floor. Concrete floor in the garage can show off the wrong things like those icky, ugly oil stains. But if you coat your floor with an epoxy resin-based paint or rubber mats and tiles, drippings and spills are easy to wipe up. The mats and tiles help to reduce the amount of dirt that gets tracked inside the garage and ultimately into the house. They also can help with insulation and noise reduction. For practical reasons, coating your garage floor is ideal but it also simply looks nice and is much more welcoming than a concrete floor.

Make sure your garage door opener is working quietly. Sounds silly but the first automatic garage door openers became commercially used back in the 1950s and now they’re a standard feature for most homes. Keep the garage door in the same theme style of the home, color and overall decor. Make sure the door doesn’t squeak when opening by either getting it checked out by the garage door company that installed it or sometimes all it needs is a good oil job to lubricate it. A noisy garage door opener could indicate to a buyer that it’s on the verge of breaking down.

Finish your walls and ceilings. Many garages are not finished but if you put up wall board you can complete the look of the garage and make it look much nicer. Be sure to make sure the garage is insulated before you finish it. That can save on your heating and cooling bills.

Fresh paint. Yes, painting the garage can add a lot. You don’t have to go wild with color–neutral tones are fine. However, if your garage is used for a workout area too, then a little stronger color like a deep blue might work great. It’s all about the overall theme of the room. Don’t be afraid to add a little style to your garage just don’t clutter it with too much decor so that your garage becomes more of a junk yard rather than an organized, clutter-free space.

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Should I Rent or Buy?
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Should I Rent or Buy?

If you’re renting a home and have dreamed of owning one, now may just be the perfect time. Trulia.com is reporting that during the month of July, buying was cheaper than renting in 74% of the country’s 50 largest cities.

However, in 12% of the cities, such as New York, Seattle, and San Francisco, you could rent a place for less than you could buy one. And in the rest of the cities (14%), it was about even with renting being only slightly less than the cost of buying.
What’s tipping the scale to make buying cheaper than renting? Of course, it’s the declining home prices and historically low interest rates are also helping to encourage home buying. Recently, interest rates for 30-year and 15-year fixed have been hovering near 4%. Also, the increased demand for rental units is pushing rents up, making now a good time to buy as purchasing a home is cheaper than renting one in most major U.S. cities.

This is making purchasing a home enticing for those who are planning to stay for several years and have the ability to put down a downpayment of about 20 percent.

So, where are the hot buying markets? Las Vegas tops the list. The S&P/Case-Shiller home price index, as reported by CNNMoney.com, shows that prices “have plunged more than 59% from their August 2006 peak.”

Other markets where buying beats renting include Detroit, Michigan; Mesa, Arizona; and Fresno, California. All of these are places where the cost of a median price condo/townhouse is approximately seven times annual rent.

And as reported by CNNMoney.com, Arlington, Texas; Sacramento, California; Phoenix, Arizona; and Jacksonville, Florida, “all had buy-rent ratios of eight,” according to Trulia.

New York is the highest city to rent a home (of the 50 markets surveyed). And to buy in that city would cost about 36 times as much, pushing the purchase price to about a million dollars.

If you’re renting now and wondering is this the right time, it really depends on your particular circumstances. Timing the real estate market is never a perfect science. However, the indicators are strong that if you can afford to buy, today’s market certainly offers many good opportunities.

Here are a few things to consider to help you make your decision.

The first is the length of time you’ll stay in the home. Moves are costly and purchasing a home requires extra cash for commissions and closing costs. So, if you’re not sure you can stay for a while, postponing buying might be the right choice. However, if you’ve been in your rental for a long time and have roots in your city, there are great deals on homes. It might be the right time for you to start paying your own mortgage instead of paying your landlord’s mortgage.

How much downpayment? This is a critical concern. With stricter lending requirements, having cash to put down is a make-or-break factor in purchasing a home. Buyers often have to come up with 20% and that can be a big chunk (or even all) of a person’s savings. Also, note that the money usually has to be “seasoned”. In other words, the downpayment money can’t just suddenly appear in your savings account only days before you decide to buy a home. Ask your real estate agent and loan officer for more details.

The cost of owning a home. Part of the thrill of owning a home is the fact that you own it. That means you’re responsible for everything inside and out. Of course, planned developments and Homeowner’s Associations may cover some of the outside maintenance but then you’ll be paying monthly fees. When considering whether to buy or rent, one of the things many first-time buyers neglect to think about is the cost of maintenance. When appliances break; you, the homeowner, will pay to fix them. No more landlord or apartment manager to the rescue. So, if you think things through and weigh the cost of rent versus the cost of buying, you may find the cost and the increased responsibility are well worth it because along with homeownership comes the pride of making your home yours exactly as you like it.

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Relocating Tips On Negotiating Company Moving Packages
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Relocating Tips On Negotiating Company Moving Packages

Relocating for a job or personal reason is not easy. Relocating these days can be even more difficult especially if you have to sell your home first.

According to USA Today, “The leap is especially big for the nearly 25 percent of U.S. mortgage holders who owe more than their homes are worth–or will likely bring at sale.”

However, the housing slump may not have as much of an impact on employee mobility as some may think. The U.S. Census Bureau reported that moves associated with job opportunities remained steady from 2007 to 2009.

With a high unemployment rate, people are opting to take a job even if it means relocating or taking a loss on their home.
The good news is that companies are realizing how difficult it can be to relocate. About a third of 100 companies in various industries throughout the nation changed their relocation programs in 2009 and 2010 to help with the move, according to a survey by Worldwide Employee Relocation Council (ERC), a national trade group.

In the past, it was common for companies to cover real estate commissions and closing costs, but today’s companies might have to fork out more cash for quality employees. Due to today’s market conditions, there are companies that will pay some of the loss of a home sale. According to USA Today, depending on the employee’s job level, that can range from $10,000 to more than $100,000.

However, the “buyout” programs that were more common before the recession are not as popular today. These programs, offered by some companies, helped get the relocating employee’s home sold. Typically, there would be a time period of 60 to 120 days and after that if the home didn’t sell the company would use a private third-party firm to initiate the buyout. Then the employer’s mortgage service would sell the home. This is not common today.

It’s much more common for companies to review each employment situation and then decide. It’s no longer a blanket relocation policy; benefits are decided on a case-by-case basis.

If you’re facing a possible relocation, then knowledge and action are two key ingredients for a stress-free relocation. Here are a few tips.

First, understand that companies want to help valuable employees make their move. The majority of companies surveyed believe that the relocation policies/benefits in place in their company help retain quality employees.

Be sure to ask about the specific relocation policies/benefits. Don’t think that just because something wasn’t mentioned it doesn’t exist. Companies now have policies that accommodate short sales “while others have increased the cap on their loss-on-sale assistance,” according to the Worldwide ERC.

Negotiate with the company and make sure your needs and wants are known. Companies are customizing benefits to fit their relocating hires. Make sure that you are clear about your financial picture so that you can accurately negotiate with the company to get your needs met.

Weigh your options carefully before agreeing to accept the relocation. Find out about any tax benefits of a move. Some moving expenses are tax deductible.

Consider renting your home instead of selling it. Using a qualified third-party can make the process successful.

Relocating doesn’t have to be stressful. Be sure you understand a company’s relocation offer and then carefully think through the entire process.

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Rooftop Gardens–Gardening in the Sky
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Rooftop Gardens–Gardening in the Sky

Some property owners are opting to “raise the roof” with an awesome rooftop garden. Who would have guessed that gardening can be placed high above the ground on both commercial and residential buildings.

Urban horticulture is growing in popularity from rooftop gardens to terrace gardening. Homeowners who are short on land are finding their roof or balcony might just be a nice place to have a garden.

From homes to businesses, rooftop gardens are flourishing. According to a video on Greenroofs.com, green roofs “are engineered, vegetated roof covers”. The plants or the engineered soil take the place of a regular concrete, tile or shingle roof.
Woman gardening All roofs are designed to shed water and keep the building dry. “Green roofs are no different. The most important aspect is that they are living, breathing roofs planted with many types of vegetation.”

Does your entire roof have to be green? Not all rooftop gardens have to cover the entire roof. Some are merely a place to have a small, quaint garden planted in containers.

Rooftop gardens are sprouting up in cities to help soften hard edges on buildings. They’re being put on top of luxury condos as an added amenity. They’re touted as enhancers of energy efficiency and a way to use freshly grown herbs and vegetable crops.

These gardens become an extension of the home.Those who have developed their rooftop or balcony garden tend to spend more time relaxing there. Patio tables and chairs, chaises, and candle sconces turn this garden in the sky into a livable room.

There are a few challenges to the rooftop garden, however. If you don’t have an irrigation system, then getting water to your garden can be quite a chore. You might find yourself lugging buckets up from the bathroom or kitchen sink.

This type of garden typically needs daily attention because of its location. Even drought-tolerant plants can quickly get fried on a rooftop garden. Flowering annuals might not be the best pick. However, slow-growing plants that need little water should work well.

Rooftop gardens are tough spots because the temperatures can be extreme and there can be high winds that can easily knock over even a small plant.

Condo dwellers may not have access to their roof. They can instead create a balcony garden. It’s the next best thing to a roof or backyard garden.

Container gardening systems can hold plants, herbs, and vegetables. They can be tricky, though. Potted plants require a lot of care. This is because the soil tends to dry out quickly and keeping it pest-free can be challenging. However, a big benefit with container gardening is that weeds are less likely to pop up. When they do, they’re fairly easy to pull up.

Whether it’s a rooftop or a balcony, a nicely manicured garden is pleasing to many and can be a selling point if they’re easy to maintain.

Gardens are truly a gift to the neighborhood; they can enhance people’s sense of community. They create privacy or a view to be shared. Either way rooftop, balcony, container, and backyard gardens are worth the effort.

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  • Get Cozy in Comfortable and Chic Fashions

    Aspen

    Aspen

    On the slopes or at a holiday gathering, you'll be a hit when you cozy up in this lovely chocolate-colored cowl-neck sweater dress. The elegantly-draped collar and slim fitting wool knit silhouette will be sure to keep you warm in the cold days ahead.  (Please note: the hemline of the dress hits at the knee and is four inches longer than  it appears in the photographs.)

     
    The dress is made of chocolate-colored wool/knit. 
     
    To care for this dress, hand wash and hang to dry.
     
    This dress fits true to size.
     
     


    Aspen
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